Digital payments services provider, mojaPay has recently unveiled an exciting new innovative financial products and services app. Primarily targeted at people and businesses in the townships and rural areas, the app is aimed at bringing more convenience and inclusion to masses of customers and businesses. This is all in addition to creating business opportunities for people who can sign up as an agent and sell the products offered in the app for commission earning. The app has specifically been developed to take advantage of the increasing smartphone penetration and improving internet coverage in these target areas.
As a 100% Black-Owned and managed Fintech, and with its founders coming from the townships and rural areas, mojaPay has positioned itself to infiltrate the township and rural economy markets. The services provider recently revamped its platform and rebranded from digiToken, offers a range of digital and financial products and services to the unbanked and underbanked – including consumers and businesses in the townships and soon, across the African continent.
Co-founders, Kagisho Dichabe and Xolisa Vuza, confirmed that mojaPay is at the forefront in the race to the digital and cashless future for the unbanked and underbanked communities. “We are not a bank and don’t aspire to become one. Our digital financial services and products will however ensure inclusivity for millions of people in our townships that are unable to access mainstream financial services/products, in addition to driving convenience and opportunities for these masses of people” explained Xolisa Vuza.
Kagisho Dichabe further added that “mojaPay – as a true superApp, is a digital community platform for South African consumers and businesses (especially the informal vendors), that allows seamless payments and transactions, along with access to other financial products and services”.
“Being an agent is another way for customers to increase revenue for themselves and possibly use the platform for their members to pay their membership fees or donations, in the case of large agents” says Vuza.
mojaPay founders are excited to bring these much needed financial inclusive services and products to the people in the townships and rural areas that they come from while creating critical jobs for the youth, women and persons unable to earn a living as a result of a disability.



