With all the time spent on the internet, emailing, shopping online, downloading applications or booking a flight it’s always worth knowing that there are risks out there and reminding yourself what to look out for and the steps to take to protect yourself against online scams and identity theft.
We know BandwidthBlog readers are savvy, well- informed and fully aware of the warning signs associated with internet scams, however, we thought we’d help out anyone just starting out online.
So, here are 12 easy to remember tips to avoid being taken by internet scams:
1. Always be aware that today almost anyone can create a website that looks legitimate so before you engage in any communication or give away any personal information, take a few moments to do some research about the company, product or service.
2. Always update your anti-virus software. When a pop-up display indicates that updates are available, do it.
3. Do not respond to offers that demand you act immediately or won’t take “no” for an answer.
4. Never respond to an email claiming to be from the bank with which you have an account. Most banks will never send you an email requesting your information – they already have it. Many banks now send emails or smses warning their customers against ‘phishing scams’. This applies to any other requests for personal or financial information from unknown sources.
5. Do not follow the unsubscribe instructions in unsolicited e-mail. In many cases, it only verifies your e-mail address and you are likely to get even more junk e-mail.
6. Watch out for online job adverts that read like get-rich-quick schemes. Think about it: No company wants to pay lots of money for someone with no experience to do easy work.
7. When choosing a password try make it complicated (while still being able to remember it) with a combination of letters and numbers. When your Twitter and email accounts gets hacked, negatively effecting your integrity and reputation, you’ll never use a simple password again.
8. Never randomly accept friend requests on social networking sites. Yes. the point is too meet people but don’t do it so willingly. First find out where you may have met or if you have any friends in common.
9. Sign-up to have access to electronic statements, use direct deposit, and make bill payments online to avoid mail theft and to help conserve the environment.
10. Monitor your bank and credit card accounts weekly. Sign up for alerts to be sent to your mobile phone or e-mail account when a transaction occurs or you login online.
11. Use your common sense. If you have a gut feeling that something isn’t legitimate, you’re probably right.
12. Every so often, search for information about online scam protection to find any updated information on the latest scams that may be circulating and how you can protect yourself from it.
